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“It was a dark and stormy night and the boatswain said, captain tell us a tale” ... ... no, actually that's just for flavour, it wasn't a dark and stormy night - it was the tail end of The Great Recession otherwise known as the credit crunch of 2008 or the GFC, but you could say it was a metaphorical stormy night rather than an actual one that sets off this story… So let's cast our mind back to 2012 when our director Mark had just purchased an "exciting" property. It was a